Law Offices Of Blitshtein & Weiss, P.C. is a leading bankruptcy lawyer in the Philadelphia area. Since opening our doors, we’ve established ourselves as a trusted specialist committed to seeing our clients succeed. We help you protect your assets, secure your finances, and start on the right foot for the future.
Everyone experiences financial hardship at some point in their lives. Make sure the process of filing for bankruptcy is as smooth as it can be. To schedule a no-obligation consultation, be sure to give us a call at (215) 364-4900 today.
Get the Guidance You Need
Here at Law Offices Of Blitshtein & Weiss, P.C., we think no one should have to go without competent legal counsel when considering bankruptcy. Our doors are open to everyone in need of our services, regardless of personal or financial situation. No matter your circumstances, you can count on us to aid you in your time of need. We’ll be here to help you figure your next steps, narrowing down your options until we find the best course of action for you.
As a client of ours, you can expect:
- Personalized solutions
- Sound legal strategies
- Clear, responsive communication
- Skillful representation
- Expert debt-management options
As you might already know, there is more than one route to financial freedom. Whether Chapter 7, Chapter 13, or another form of debt relief can help you depends entirely on your situation. Contact us today to find out which path is best for you.
Get Started with a No-Obligation Consultation
In order to give you the help you need, we need to understand your situation. During your no-obligation consultation, we will learn everything we need to know. We will ask you questions regarding your financial history, your desired outcomes, and so much more. Before long, we will have all the information needed to give you the comprehensive service you need.
Our initial consultations come with no obligation to hire us. We want you to be able to enjoy our advice without having to worry about us locking you into anything. You’ll have a chance to ask us as many questions as you like, learn about our services, and discover how you stand to gain by choosing us to represent you. And at the end of it, you can make your own decision on whether to hire us.
We think the quality of our work speaks for itself, and we don’t feel the need to pressure you into anything you’re not yet ready for. We’re confident that you stand to gain from our expertise, and we’re sure that you’ll see that fact for yourself. Once you’ve gone through your consultation, you’re bound to understand why you need to choose us as your counsel.
Experienced Attorneys at Your Service
Our firm (est. 1995) was founded with one goal in mind: to help the working-class citizens of Philadelphia. With over forty years of combined legal experience in our firm, we have succeeded in relieving countless Americans of their debt. Rest assured, no matter what your situation, we will be able to help you.
Debt Relief for All
We believe that Americans are entitled to a fresh start. Not just the wealthy, but the working-class families, too. We work with single-income family members, seasoned business owners, young entrepreneurs, and everyone in between. No matter the client, we offer the same thorough, code-compliant service.
Whether you wish to file for Chapter 7 liquidation or Chapter 13 bankruptcy, we can help you. Every person is entitled to new beginnings. With bankruptcy as an option, that fresh start can be yours. Let us help you move forward in life. Let us help you start anew.
Full Suite of Bankruptcy Services
Whether you are looking to file for Chapter 7 or Chapter 13 bankruptcy, we can help you. Not only that, but we can represent you in any ongoing disputes with aggressive bill collectors. Under the Fair Debt Collection Practices Act, bill collectors are required to treat you with sufficient respect. If you are wary of those unruly collectors, let us know. We will make sure they conduct themselves accordingly while you sort out your financial situation.
We can also help you correct any credit report errors that have damaged your credit score in the past. Sometimes a paid balance does not show up in the system, and other times a clerical error can dramatically impact your rating. If your credit score does not accurately portray your financial status, we can help you correct any issues.
An Affordable Bankruptcy Lawyer for You
We understand the financial stress of our clients. That is why we go great lengths to make sure our services are as affordable as can be. We want you to move forward without the burden of unmanageable debt.
In some instances, you may not even be required to pay out-of-pocket fees and costs. When we take action against Credit Reporting Agencies, for example, they’re the ones responsible for the attorney’s fees.
The Bankruptcy Lawyer with a Record of Success
Clients near and far come to us because they know us as a trustworthy firm offering a client-focused experience. But beyond that, they come to us for one reason above all:
Our impeccable record of success.
We are renowned for our ability to secure the best-case outcome for our clients. Through hard work, skillful negotiation tactics, and a meticulous application of the law, we ensure our clients remain protected against creditors. We will provide you with everything you need to achieve success in your case. We’ve managed to save our clients time, money, and stress—we’re confident we can do the same for you.
To ensure our clients achieve success in their case, we provide a complete range of legal services for all bankruptcy-related matters. From filing paperwork to representing you in the courtroom, we’ll be there every step of the way to aid and assist you. From start to finish, we will fight on your behalf and see to it that you remain protected by the law.
Law Offices Of Blitshtein & Weiss, P.C.: Bankruptcy Counsel
Here to Help You
Attorney Tova Weiss is lead Bankruptcy counsel and believes that most people have undergone financial hardship at some point in their lives. Bankruptcy protection affords people the opportunity to get on their feet again, to get a "fresh start," and to rebuild financial health. There is no shame in filing for bankruptcy protection, it is a legal tool provided to help individuals in financial crises gain control of their personal finances.
Attorney Weiss can provide you with legal representation for either Chapter 7 or Chapter 13 Bankruptcy. By filing Chapter 7 or 13 Bankruptcy, you qualify for a "stay", or no-action period, which is a preventive tool against creditors (for example, credit card and mortgage companies). We will help you in the complex process in order to protect and maximize your rights under the law. We are a debt relief agency, we help people file for Chapter 7 and 13 Bankruptcy.
Chapter 7 Bankruptcy
A Chapter 7 bankruptcy is liquidation. Under the Bankruptcy Code you can prevent your assets from being sold by a trustee as long as the assets are legally exempt, while still discharging your dischargeable debts.
The debts that you do not repay are discharged. Some debts can not be discharged ("non-dischargeable") and you must continue to pay them at an agreed time frame and schedule such as taxes, child support, alimony restitution, and others.
To begin your Bankruptcy case you file a Bankruptcy Petition with the U.S. Bankruptcy Court Clerk's office. Call our office today for a Free phone consultation.
Chapter 13 Bankruptcy
A Chapter 13 Bankruptcy is for an individual with Regular Income. In order to file a Chapter 13 Bankruptcy case, you must have regular income (may be from different sources) and not owe more than $383,175 in unsecured debt or $1,149,525 in secured debt.
Usually, a Chapter 13 Bankruptcy plan is a three to five year payment plan for the unsecured and secured debt you owe. The plan cannot exceed five years.
A Chapter 13 Bankruptcy provides debtors, especially in today's economic climate, with an opportunity to put all mortgage arrears in a payment plan (paid to the Bankruptcy Trustee), while still keeping their house.
In order to determine which Bankruptcy case is best for you, contact an attorney at the Law Offices Of Blitshtein & Weiss by calling toll-free at 1-888-435-4111 or 215-364-4900 or by sending us an e-mail from the link on our "contact us" page. A personal interview and document review will be conducted at your first appointment. Please gather the following documents for your first appointment (if possible)
Should You File for Bankruptcy?
At the Law Offices Of Blitshtein & Weiss, we meet with a lot of Philadelphians who are at a crossroads and want to know whether or not filing for bankruptcy is a good idea. Ultimately, filing for bankruptcy is a personal decision and everyone’s circumstances are different. That said, it can be very difficult to think rationally and plan for the future when you are burdened by outstanding debts and fear for what the future might hold. This is why the Law Offices Of Blitshtein & Weiss is such an important resource for Philadelphians in financial distress. Our bankruptcy lawyers have been able to provide important financial advice for over 20 years. When you choose the Law Office Of Blitshtein & Weiss as your bankruptcy lawyer, you get the full extent of our legal expertise and full access to an amazing legal and support staff.
So, should you file for bankruptcy? That really depends on your specific situation. And while we understand that probably isn’t the definitive answer you were looking for but if you call (215) 364-4900 and tell us about your financial situation and we can provide you with the guidance you are looking for. We will assess your particular situation to see if declaring bankruptcy is your best option or if there are any alternative solutions that are worth looking in to. As outlined above, there are different kinds of bankruptcy a person can declare. So, if we determine that declaring bankruptcy is indeed your best option, we will also guide you through the process of filing either Chapter 7 or Chapter 13 bankruptcy.
One thing we must stress is that when it comes to declaring bankruptcy, timing is everything. If you put off filing for bankruptcy, you can lose your home to foreclosure, have your vehicle repossessed or have your wages garnished. If you act too quickly and file prematurely, there is a very real risk of losing the opportunity to get better terms. Thanks to two decades worth of experience helping families and businesses in the Philadelphia area with their bankruptcy filings, the Law Offices Of Blitshtein & Weiss have mastered the timing of filing, so give us a call today to reap the rewards of expert advice during this sensitive time.
Do You Need an Attorney to File for Bankruptcy?
An individual filing for bankruptcy is not required to use the services of a bankruptcy lawyer. However, filing for bankruptcy is a legal procedure and it can be very complicated if you haven’t received the proper training on how to do it. The analogy we like to use is that you don’t need a mechanic to repair your vehicle’s transmission, but because it can have serious repercussions. Mistakes when filing for bankruptcy can cause serious harm down the line. Hiring one of our licensed experts as your bankruptcy lawyer ensures that there aren’t any simple mistakes in your filing and that you are properly protected for the duration of the process from day one.
Philadelphia’s Top Choice for Bankruptcy Counsel
Get in Touch Today
Don’t hesitate. If you’re facing bankruptcy, we’re here to help. Our team is ready to help you make the most out of your situation, and ensure you set yourself up for success in the future. With us at your side, you’re sure to enjoy a swift and successful resolution to your legal matter.
Contact us today to book your consultation.
Please gather the following documents for your appointment:
- Last two (2) years Tax Returns
- Last six (6) months of paystubs
- Mortgage Statement & Home Equity Lines of Credit Statements
- Automobile Lease/Payment Statements
- Bank Account Statement/Brokerage Statements for the last 90 days
- Retirement Account Statements, 401K/IRA
- Credit Card Statements
- Medical Bills
- Tax Bills
- Any other persons/entities to whom you owe money.