Bankruptcy Lawyer Montgomery County

Are you having debt problems and considering filing for bankruptcy? Rather than attempt to navigate the complex world of bankruptcy alone, contact Law Offices Of Blitshtein & Weiss, P.C.. Serving the Montgomery County area since 1995, we are the compassionate and diligent representatives you need. Contact us today.

Debt Relief Made Easy—and Affordable

We know how difficult of a decision filing for bankruptcy can be for yourself and others. The road to bankruptcy is paved with collection notices, unpaid debts, and months or even years of guilt and financial stress.

As legal professionals with over 20 years of experience in the field of debt, we understand the urgency of your situation. We understand that bankruptcy is a last resort, and you’ve arrived at this point after much panic and deliberation. Therefore, we work quickly for you and keep our rates low. When you’re already under so much financial duress you don’t need to be burdened by a legal team’s high costs.

Whether you’re indebted to credit card companies, collection agencies, large banks, or other lenders, we can help you. All that is required of you, is that you give us a call. We look forward to hearing from you.

Free Yourself from Financial Stress

Few people realize what options are available to them when they’re constantly being harassed by intimidating debt collectors and collection agencies. You might receive a call from an agency and think you must comply with all their demands and their wishes in order to stay on the right side of the law. We’re here to tell you this isn’t the case. You have rights, no matter what your financial situation is.

With us at your side, we can deal with creditors on your behalf. Once they become aware of our presence, you’ll be surprised at how quickly the harassment and constant phone calls disappear.

We Will Protect Your Assets

Many people think that filing for bankruptcy means losing everything you own and love. We are here to dispel those rumors and more. While bankruptcy sometimes results in the liquidation of certain assets, we can help you avoid that. With the best team at your side you are guaranteed the best possible outcomes. Let us get you that outcome.

At Law Offices Of Blitshtein & Weiss, P.C., our services include, but are by no means limited to:

  • Debt Negotiation and Settlement
  • Debt Management and Debt Consolidation
  • Credit Re-Building and Structuring
  • Bankruptcy (Chapter 7 and Chapter 13, respectively)
  • Legal Filing
  • Consumer Proposal
  • Court Representation
  • Mortgage Lending
  • Foreclosures
  • …and more

Planning for Bankruptcy

Filing for bankruptcy is a complicated process with many moving parts. Without the right team at your side, you might just get lost in the process. With us at the helm, we will be able to negotiate with your creditors, prevent court orders, end those unwanted wage garnishments, and even re-establish your credit. In no time at all, you’ll be ready to begin planning your future without the worry of financial debt.

Attorney Tova Weiss is lead Bankruptcy counsel and believes that most people have undergone financial hardship at some point in their lives. Bankruptcy protection affords people the opportunity to get on their feet again, to get a "fresh start," and to rebuild financial health. There is no shame in filing for Bankruptcy protection, it is a legal tool provided to help individuals in financial crises gain control of their personal finances.

Attorney Weiss can provide you with legal representation for either Chapter 7 or Chapter 13 Bankruptcy. By filing Chapter 7 or 13 Bankruptcy, you qualify for a "stay", or no-action period, which is a preventive tool against creditors (for example, credit card and mortgage companies). We will help you in the complex process in order to protect and maximize your rights under the law. We are a debt relief agency, we help people file for Chapter 7 and 13 Bankruptcy.

Chapter 7

A Chapter 7 bankruptcy is liquidation. Under the Bankruptcy Code you can prevent your assets from being sold by trustee as long as the assets are legally exempt, while still discharging your dischargeable debts.

The debts that you do not repay are discharged. Some debts can not be discharged ("non-dischargeable") and you must continue to pay them at an agreed time frame and schedule such as taxes, child support, alimony restitution, and others.

To begin your Bankruptcy case you file a Bankruptcy Petition with the U.S. Bankruptcy Court Clerk's office. Call our office today for a Free phone consultation.

Chapter 13

A Chapter 13 Bankruptcy is for an individual with Regular Income. In order to file a Chapter 13 Bankruptcy case you must have regular income (may be from different sources) and not owe more than $383,175 in unsecured debt or $1,149,525 in secured debt.

Usually, a Chapter 13 Bankruptcy plan is a three to five year payment plan for the unsecured and secured debt you owe. The plan cannot exceed five years.

A Chapter 13 Bankruptcy provides debtors, especially in today's economic climate, with an opportunity to put all mortgage arrears in a payment plan (paid to the Bankruptcy Trustee), while still keeping their house.

In order to determine which Bankruptcy case is best for you, contact an attorney at the Law Offices of Blitshtein & Weiss by calling toll-free at 1-888-435-4111 or 215-364-4900 or by sending us an e-mail from the link on our "contact us" page. A personal interview and document review will be conducted at your first appointment. Please gather the following documents for your first appointment (if possible)

Document Checklist

Please gather the following documents for your appointment:

    • Last two (2) years Tax Returns
    • Last six (6) months of paystubs
    • Mortgage Statement & Home Equity Lines of Credit Statements
    • Automobile Lease/Payment Statements
    • Bank Account Statement/Brokerage Statements for the last 90 days
    • Retirement Account Statements, 401K/IRA
    • Credit Card Statements
    • Medical Bills
    • Tax Bills
    • Lawsuits/Judgments
  • Any other persons/entities to whom you owe money.